Terms and Conditions

These Terms and Conditions govern your use of our website and services. By accessing or using our platform, you agree to be bound by them.

1. Acceptance of Terms

By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.

2. Service Overview

We provide independent bill payment assistance for utilities such as electricity, gas, and water. We are not affiliated with any specific utility company unless explicitly stated.

3. User Responsibilities

You agree to provide accurate, current, and complete information when using our services. You are solely responsible for any delays or errors caused by incorrect details submitted.

4. Payment Terms

All fees for services must be paid in full before processing. Payments are processed securely, and receipts are provided for confirmation. We are not liable for delays caused by payment processors or banks.

5. No Guarantees

While we strive for prompt and accurate processing, we do not guarantee uninterrupted service or error-free operations. All services are provided on an “as-is” basis without warranties.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, practices, or policies of these sites and disclaim all liability for their use.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of our services or website.

8. Intellectual Property

All content, logos, and designs on this site are owned or licensed by us. Unauthorized reproduction or use is strictly prohibited.

9. Indemnification

You agree to indemnify and hold harmless our company, its affiliates, employees, and partners from any claims, damages, or expenses resulting from your use of our services.

10. Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Continued use of our services constitutes acceptance of any changes.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your State/Country], without regard to its conflict of law principles.

12. Contact Information

For questions or concerns regarding these Terms, contact us at [YourEmail@domain.com].

Last Updated: August 12, 2025

Disclaimer: We are an independent service provider assisting customers in paying utility bills. We are not affiliated with any utility company. All payments are made directly to your utility provider.